#Black steel cards plus

Plus additional World Elite Mastercard® benefits.

Cell phone protection for eligible claims of up to $1,000 each year.

#Black steel cards free

Exclusive Luxury Card Travel® benefits-average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.Around-the-clock service to help you save time and manage tasks big and small. 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.Includes credits at select airport restaurants for cardholder and one guest. Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more.Earn one point for every one dollar spent. 2% value for airfare redemptions with no blackout dates or seat restrictions.Patented black-PVD-coated metal card-weighing 22 grams.1:1 point transfer to leading airline and hotel loyalty programs.

With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.For example, 60,000 points are worth $900 toward travel Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®.Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually.$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.That's $900 toward travel when you redeem through Chase Ultimate Rewards® Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.That means the perks you use must likely be high valued enough to make it worth the cost. The initiation fee is $10,000 on top of a $5,000 annual fee.

In addition to the high spending thresholds needed to be invited and maintain your status, there is a cost to join, as well. No matter what card you use, however, it’s obvious that you need the income to both buy and repay a massive amount of goods and services to be Black Card material. While it’s rumored that only cardholders of The Platinum Card® would have the credit lines available to push spending to the limits of qualifying for a Black Card, the purported $250,000 a year in purchases and payoffs required can likely come from any qualifying card. The typical card user won’t be using their card in a way that meets Black Card requirements because most people don’t spend that much. In the end, though, it’s mostly about how much you spend. While the jury is out on what the exact cut-off is for a qualifying credit score, common sense would dictate that you must have an excellent credit score and established history of spending and payments with an existing American Express®= card to even be considered for this premium offer. The card, available to just 0.1% of the population, according to The Motley Fool, would most likely only be offered to those who can handle its spending power. Credit scores are one of the most important factors in getting a great credit card offer, and the Black Card is no different.